Requirements for the borrower

Requirements for customers:

  • Borrower: legal entity, individual entrepreneur or physical person - founder of the business;
  • Permanent registration of a borrower within 150 km from a branch of the Bank;
  • The period of break-even business (according to management accounting) - minimum 12 months;
  • Age of the owner (s) of a business - from 25 to 60 years;
  • Absence of negative credit history;
  • Absence of claims and sanctions from the tax and other authorities;
  • Absence of the list of card catalogue about unpaid documents for current accounts in Banks.

We finance companies and individual entrepreneurs engaged in either business, apart from the following activities:

  • Agriculture and livestock;
  • Operations on the stock exchange and money markets;
  • Gambling;
  • Media, apart from publishing organizations;
  • Production or trade of weapons and military equipment;
  • Production or trade of radioactive materials;
  • Manufacture of pharmaceutical products that are unallowed or removed from production in accordance with international standards;
  • Production or trade in pesticides / herbicides, which are unallowed or removed from production in accordance with international standards;
  • Production or trade of chemical components that destroy the ozone, and which are removed from production in accordance with international standards.

Possible types of the collateral:

  • Real estate;
  • Vehicles;
  • Equipment;
  • Surety of business owners;
  • Surety of other companies;
  • Surety of Small Business Credit Assistance Fund of Moscow;
  • Collateral from 3d persons.

 

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