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Credit policy of the Bank
The following principles summarise CREDIT EUROPE BANK Credit Policy with regards to corporate borrowers:
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- CREDIT EUROPE BANK provides structured Credit Facilities rather than one-off credit-related products.
- CREDIT EUROPE BANK provides financing only to our clients, who show strong financial standing and excellent business track record.
- CREDIT EUROPE BANK strictly adheres to KNOW-YOUR-CLIENT policy. We treat all client-related information we receive from our clients or in course of our business as highly confidential.
- CREDIT EUROPE BANK expects our borrowers to accord maximum transparency possible in order to ensure the bank's awareness of every aspect of our borrower's business.
- CREDIT EUROPE BANK encourages our borrowers to involve the bank in preparation of financial aspects of activities intended to financing with CREDIT EUROPE BANK at the earliest stage possible.
- CREDIT EUROPE BANK provides Credit Facilities to clients when we are reasonably assured that all potential risks related to a borrower and his business are evaluated.
- CREDIT EUROPE BANK honours successful credit history of a borrower within the bank, and in such cases always looks forward to extending current facilities. We do value a borrower's accuracy in relations with the bank.
CREDIT EUROPE BANK prices the products delivered under Credit Facility on basis of current market conditions and overall relationship benefits derived from a borrower. We DO NOT consider Credit Facility as stand-alone product, but always in combination with other services we provide to particular borrower. | |