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“Fixed Term” Deposit

This kind of deposit allows you to obtain maximum interest from your investments.

Benefits:

  • maximum interest;
  • favorable conditions for early termination;
  • minimum amount is only 3,000 rubles or 100 US dollars/euros.

Deposit term, days From 31 to 1098 in RUB / USD / from 31 to 730 in EUR
Currency RUB / USD / EUR
Minimum amount 3 000 RUB / 100 USD / 100 EUR
Maximum interest
(% annual)
8,65% in RUB / 2% in USD / 0,50% in EUR
Payment of interest At the end of the Deposit term
Appendable None
Opportunity of a partial withdrawal None
Early termination of deposit After 181 days from the date of opening (the date of rolling over for another term) the interest is paid at the rate of 50% of the deposit rate applicable on the date of the opening/reopening of deposit for the actual number of calendar days.

You can open deposit:

For opening a deposit the citizens of Russian Federation are to present the passport. Foreign citizens beside of the passport must provide a migration card and (or) a document confirming the right of a foreign citizen to stay (reside) in the Russian Federation.

Draw Your attention that thefollowing offices don't conduct operations with foreign currency in cash: CCO №3 Volgograd, CCO №1 Saratov, CCO №1 Krasnoyarsk, CCO №1 Perm, CCO №2 Omsk, OO Sergiev Posad, ОО Tulskii, CCO №1 Kemerovo, CCO №1 Surgut. Please, contact the other offices.

Deposit conditions

  • Opening and servicing of deposit account is executed without commission.
  • Account statements are provided at the depositor’s request without commission.
  • Non-appendable without the opportunity of a partial withdrawal of the deposit amount.
  • Payment of the interest is carried out at the end of the deposit period.
  • Upon the early termination of the deposit after 181 days from the date of opening (the date of rolling over for another term) the interest is paid at the rate of 50% of the deposit rate applicable on the date of the opening of deposit for deposits in Russian rubles, euros and U.S. dollars for the actual number of calendar days. Upon the early termination of the deposit before 181 days (inclusive) from the date of opening (the date of rolling over for another term) the interest is recalculated at the rate of 0,01% per annum for deposits in rubles, euro and US dollars. Payment of the interest is effected at the same time with the return of the deposit amount.
  • Commission for cash withdrawal from the deposit when transferring the non-cash funds to the deposit and full withdrawal of the deposit amount at the date which is earlier than 31 calendar days from the day of payment on deposit is collected according to Tariffs.
  • Upon the expiration of the deposit period, if the deposit amount is not claimed by the depositor on the last day of the deposit period, the agreement is regarded to be rescheduled for a new period, the deposit amount is regarded deposit amount with the accrued and added interest for the previous period. Interest on the deposit in the case of its rescheduling for a new period is calculated and paid in accordance with the interest rate for the “Fixed Term Plus” deposit active at the Bank at the moment of rescheduling deposit for a new period.

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