List of documents to the borrower

• Documents on marital status (certificate of custody / divorce), child birth, a change of name, last name, the marriage contract - provided the bank in case of presence.
• Copy

• Authorization to work in Russia (for foreigners)
• A copy of the bank employee is removed from the original and initialed

• Income statement for the last 6 (six) months in the form № 2-PIT (to be provided in the accounts department of the employer)
• Original

• Documents available and already full of debts (credit agreements, loan agreements, account statements, inquiries from creditors confirming the regularity of the performance of existing commitments or the fact that complete their execution)

• Copy Work-book. Each page of the work record should be stamped, signed by an authorized person with the date of certification. It may also be provided a copy of the stitching work record with the obligatory indication of the merging of sheet date certification signed by an authorized person (with positions) and the seal of the company. Borrower Certification of employment record is not allowed.
• Copy (all pages), certified by the employer

• Explanatory memorandum, signed by a potential borrower's / co (available if there is a break in seniority 1 (month), and more)
• Original

Additional documents:

• Letter from the employer indicating the amount of monthly income in the form of Bank: on company letterhead of the employer with the details of the seal and signature of the head) 
• Original 

• Military card (for a potential borrower's / co-draft age)
  Note: If you have provided is mandatory. 
• Copy (all pages) 

• The labor contract (agreement) and / or civil contracts. 
• Copy (all pages), certified by the employer 

• If you have additional income from employment: 
• income statement for the last 6 (six) months in the form № 2-PIT (to be provided in the accounts of the employer), proof of income for the last 12 (twelve months in the form of number 3-PIT.
• Original Copy 
• Documents confirming other regular income (insurance payments, interest on deposits, property letting, etc.) 

• A copy of the bank employee is removed from the original and initialed.
• Documents confirming the existence of an expensive property movable and immovable property (apartment, house, land, vehicle, valuable papers, documents confirming the balances on bank accounts, etc.)